Sunday, February 21, 2010

HOW TO STOP GETTING JUNK MAIL

Is there anything secure anymore?  Anyone can go online and get your address, home and cell phone number, e-mail address, and other personal information.  It all depends on where and how you look for it.  When you go to the mailbox, aren't you tired of getting those pre-qualification offers and other letters saying the you have won the sweepstakes.  The sweepstakes letters wouldn't be so bad, if you have actually won something.  

When you complete surveys, do online banking, take online classes, or even join social networks, like Facebook or Myspace, you are entering your personal information into "public data entry" cyberspace.  When you call to pay a bill, they ask a series of questions.  What is your name?  What is your date of birth?  What is your complete mailing address?  What is the last for digits of your social security number?  What is your phone number?  This information is also going into cyberspace as well.

Under the Fair Credit Reporting Act (FCRA), consumer credit reporting companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance.  When you sign up for different services online, how often do you read the Terms & Conditions?  Most of these services sell your information to other companies.

To stop getting pre-qualified letters or junk mail, you should do the following:
Through this website, you may request to:
  • Opt-Out from receiving Firm Offers for Five Years
  • Opt-Out from receiving Firm Offers permanently
Please take this seriously and read the Terms & Conditions for everything that you sign up for online, including your e-mail address.  Do you know the terms & conditions of Yahoo, G-Mail, AOL, or whatever your e-mail service provider is?  Do not blame hackers for hacking your account.  You put your information out there, now its time to safeguard it.

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